Being out of money by the end of the month sucks. The Chirpin card keeps your spending in check when temptation hits.

Chirpin
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Rule 02TikTok Shop

$50 / week

Wait 24 hours

Set the limit before you're at checkout

Pick a store or category, enter an amount, and choose whether Chirpin warns you, makes you wait, or blocks the purchase. Change it whenever you need to.

When you reach a limit

Choose what the card does

01 / Warning

This dinner still fits

You've spent $138 of your $180 weekly restaurant limit. Chirpin shows a warning before you pay, and you can still go ahead.

02 / 24-hour wait

Give the cart a day

You set TikTok Shop purchases over $50 to wait for 24 hours. Chirpin pauses the purchase and lets you try again tomorrow.

03 / Block

Block the category

Set the limit to $0 for a category you do not want to use. Chirpin declines those purchases until you change or remove the rule.

ChirpinRule preview

Restaurants

Weekly
$42 left

This purchase still fits your rule.

Limit
$180
Used
$138
At the limit
Warn me
Your ruleChange it anytime

When you reach a limit

Choose what the card does

01 / Warning

This dinner still fits

You've spent $138 of your $180 weekly restaurant limit. Chirpin shows a warning before you pay, and you can still go ahead.

ChirpinRule preview
01 / 03

Restaurants

Weekly
$42 left

This purchase still fits your rule.

Limit
$180
Used
$138
At the limit
Warn me
Your ruleChange it anytime

01 / Warning

This dinner still fits

You've spent $138 of your $180 weekly restaurant limit. Chirpin shows a warning before you pay, and you can still go ahead.

ChirpinRule preview
01 / 03

Restaurants

Weekly
$42 left

This purchase still fits your rule.

Limit
$180
Used
$138
At the limit
Warn me
Your ruleChange it anytime

02 / 24-hour wait

Give the cart a day

You set TikTok Shop purchases over $50 to wait for 24 hours. Chirpin pauses the purchase and lets you try again tomorrow.

ChirpinRule preview
02 / 03

TikTok Shop

Weekly
Ready tomorrow

You can try the purchase again tomorrow.

Limit
$50
Used
$47.60
At the limit
Wait 24 hours
Your ruleChange it anytime

03 / Block

Block the category

Set the limit to $0 for a category you do not want to use. Chirpin declines those purchases until you change or remove the rule.

ChirpinRule preview
03 / 03

Gambling

Every day
Rule active

Purchases in this category are declined.

Limit
$0
Used
$0
At the limit
Block it
Your ruleChange it anytime

Put a rule where you actually need one

  • Amazon
  • DoorDash
  • Restaurants
  • TikTok Shop
  • Clothing
  • Gambling
  • Coffee
  • Your own rule

Leave normal spending alone. Add a rule to the store or category where a pause would actually help.

Help launch Chirpin

Chirpin is being built for people who want to feel confident spending inside their plan and protected from impulse purchases that hurt their goals.

Contact Luke or William

Questions about Chirpin, the card, partnerships, or early product direction? Reach either of us directly.

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